Come inside.

The buydown costs $37,783.92, paid from the seller concession (3.67% of the purchase price). That leaves up to $12,216.08 of the $50,000 that may be applied to allowable closing costs and prepaid items, subject to the buyer's loan program and lender approval.

Example based on a $1,030,000 purchase price with a 20% down payment of $206,000 and an $824,000 conventional 30-year fixed-rate loan at a 7.000% note rate, 360 monthly payments and a 740 credit score. Payments shown are principal and interest only; property taxes and insurance are not included, so the actual payment will be higher. Annual percentage rate (APR): 4.252% for months 1 to 12, 5.252% for months 13 to 24, 6.252% for months 25 to 36 and 7.252% for months 37 to 360. Rates current as of September 17, 2026, and subject to change at any time without notice.

This is not a commitment to lend. All loans are subject to approval, and restrictions apply. Buydown and concession eligibility vary by loan program and occupancy type; buyers purchasing as an investment should confirm available programs with their lender. Home Town Lending, Equal Housing Lender, NMLS ID 2712965, 5050 Quorum Drive, Suite 600, Dallas, TX 75254. NMLS Consumer Access: nmlsconsumeraccess.org.